There I was, minding my own business and driving AT the posted speed limit. I wasn't even on the phone. And the other car just jumped out in front of me.
NO! REALLY!
OK, it rolled out in front of me, from a driveway, without stopping.
I was able to swerve into the center turn lane (they have them a lot here; it took some getting used to. Where I came from, if they had that much room they'd make two traffic lanes. But that's a different story...) to avoid driving over it. I barely felt it. My hat fell off the back seat.
Nobody was hurt.
The guy at the body shop says it's only cosmetic.
Cosmetic? (In body-work-speak that translates to about $3,500.) I'm still glad the other insurance company is paying for it!
Oh, the Mazda? They carried it off on a flatbed.
Work in progress, for some light off the road...